Get an APR as low as 2.99% Intro or 9.99% Ongoing, pay No Annual Fee, and receive valuable Rewards with the NextCard® Visa®. Online balance transfers and 30-second approvals make NextCard ideal for the sophisticated cardholder on the go.

• * 24-hour online access to account information
  
• * 30-second online approval
  
• * 1-click shopping anywhere on the Web with NextCard Concierge^SM

• No Annual Fee
• Money-saving online balance transfers
• APR as low as 2.99% Intro or 9.99% Ongoing

    Make NextCard^® Visa^® part of your plan to achieve greater financial stability and leave your credit history behind. With an easy online application and a low APR, NextCard helps you get the credit you deserve. Get on the right track today!

• 24-hour online access to account information
• Easy 1-click bill payment
• Account Alerts offer convenient email payment reminders

    Time you gave yourself some credit? Consider the NextCard^® Visa^®. A 30-second online application and an APR as low as 2.99% Intro or 9.99% Ongoing make NextCard the perfect choice for the first-time cardholder.

• 24-hour online account management
• 30-second online approval
• 1-click shopping anywhere on the Internet with NextCard Concierge^SM
• Easy 1-click bill payment

    Does your monthly bill assortment make your head spin? Get off the merry-go-round with a NextCard^® Visa^®, a fast and easy way to consolidate your outstanding balances and manage your money. With an APR as low as 2.99% Intro or 9.99% Ongoing, getting ahead has never been easier!

• Money-saving online balance transfers
• 30-second online approval
• 24-hour online access to account information

    Need credit fast? NextCard^® Visa^® lets you know if you qualify in under a minute-just complete our one-page online application and get on the fast track to tremendous new shopping opportunities! Apply now for a card with an APR as low as 2.99% Intro or 9.99% Ongoing.

• 30-second online approval
• Time-saving online balance transfers
• 24-hour online access to account information

    Want to get paid for using your credit card? The NextCard^® Visa^® lets you earn Rewards Points toward travel, entertainment, dining, books, CD's, and more. All this and an APR as low as 2.99% Intro or 9.99% Ongoing! Reward yourself-get NextCard today!

• Earn Rewards Points for every dollar you spend with your NextCard Visa toward free travel and merchandise
• 1-click shopping anywhere on the Web with NextCard Concierge ^SM
• 100% Safe Shopping Pledge^SM

    Tired of boring credit cards? Put your favorite picture on your NextCard^® Visa^®. Can't make up your mind? Choose an image from NextCard's digital image gallery! And picture this: you could get an APR as low as 2.99% Intro or 9.99% Ongoing.

• Personal photo right on your card
• 30-second online approval
• Time-saving online balance transfers

    Love the convenience of Internet shopping? Take advantage of the NextCard^® Visa^® 100% Safe Shopping Pledge^SM, a great way to protect yourself from fraud. GoShopping!^SM, our exclusive comparison tool, gets you the best prices at the Web's top retailers. Even better, NextCard offers you an APR as low as 2.99% Intro or 9.99% Ongoing.

• Consolidate your outstanding balances
• 1-click shopping anywhere on the Internet with NextCard Concierge^SM
• 30-second online approval