Whether you are considering purchasing a new or pre-owned automobile, we are available to ensure you save money on all facets of your transaction. Our organization was created to provide you with competitive automotive financing, enabling you to negotiate the purchase of your next automobile from a position of strength with "cash in hand power."

    Apply for an automotive loan through our rapid, online pre-qualification process. You may receive a pre-approval loan certificate that will allow you to focus on negotiating the sales price of your automobile rather than the payment. By securing your interest rate and estimated payment schedule prior to entering the dealership, you will have the advantage of knowing precisely what type of automobile and price range are within your realm of possibility. Our intent is to alleviate the undue stress associated with shopping for a new or pre-owned automobile by streamlining the process and making the experience quick, easy, and hassle-free.

    We can also refinance existing automotive loan(s), which may lower your interest rate, payments, or both. With a lower interest rate, you could choose to have your monthly payments decreased to receive an immediate savings, or you could elect to reduce the term of your loan. With respect to lowering payments, we may be able to decrease the amount of your monthly payment by extending the term of your loan. Another viable option may be to refinance your existing loan(s) for equity, providing you with available cash, which could save you money in the long run.

    Apply Now! Your credit application will be processed through our secure server encrypted transmission. Following the submission of your automotive loan application, you will receive our decision within 24 hours. Depending upon the particular transaction and lender involved, once approved you may receive an immediate approval loan certificate via e-mail, a blank check for up to your approval amount in the overnight mail or, in the case of a person-to-person purchase, the issuance of a site draft check made payable to the lien holder and/or the individual seller may be required.

Automotive Financing

    We are one of the few national automotive consumer services companies to offer a full line of industry leading automotive consumer loan products and ancillary services, along with direct automotive financing programs for consumers who are creditworthy, as well as consumers who have been less fortunate.

Our automotive financing service provides:

• 100% financing
  
• New and pre-owned automotive financing
  
• Extended terms
  
• Competitive rates
  
• No prepayment penalties
  
• Flexible credit guideline